How To Borrow Data From Airtel [Updated 2021]

Apart from airtime, you can also borrow data from Airtel and payback later at your convenience. We have written posts on how to transfer airtime on Airtel and how to borrow airtime from Airtel in previous posts.

In order to improve on its quality service delivery, Airtel launched the “Airtel Credit Loan Service”. This service allows a subscriber to borrow data whenever they run out of data and pay back at a later date upon their next recharge.

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How much data can I borrow from Airtel credit loan service?

You can borrow up to 1.5 GB data on the Airtel credit loan service. See the table below for data loan offers. Bear in mind that a 15% service charge fee applies on any data you borrow, payable upon the next recharge on your Airtel sim. See how to borrow airtime from MTN.

Data Loan in MB Data Bundle Price Validity (Days) Total Amount Payable (15% Service Fee)
1 10 NGN 50 1 NGN 57.50
2 50 NGN 100 1 NGN 115.00
3 200 NGN 200 3 NGN 230.00
4 350 NGN 300 7 NGN 345.00
5 700 NGN 500 14 NGN 575.00
6 1.5GB NGN 1000 30 NGN 1,150.00

Who is eligible to borrow data from Airtel

The list below shows the category of subscribers that are eligible for the Airtel Credit Loan Service. Be sure to confirm your eligibility before applying for Airtel’s data loan service.

  1. You must be an Airtel prepaid subscriber with a registered sim
  2. They consider subscribers based on how often they recharge their mobile phones and average spending.
  3. You also must not have any outstanding loan on any previous loan transactions with Airtel
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You can confirm your eligibility for the Airtel Credit Loan Service by dialling *500#. See our posts on how to borrow airtime from Glo and how to share data on Glo.

How do I repay the Airtel Credit Loan service?

You can repay your loan data by recharging your Airtel sim on your next purchase. You can pay at any time convenient for you but make sure you clear any outstanding loans to Airtel so that you can qualify for another. See how to borrow airtime from 9mobile.


Airtel Credit Loan Service can be a lifesaver for you especially when you are stranded on cash to make a data purchase immediately. This initiative from Airtel is laudable and it cements its place as one of Nigeria’s top mobile service providers. See how to link NIN to Airtel.


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